Anyone who lives in Florida knows the importance of having hurricane insurance. As multiple studies and reports indicate that tropical cyclones, hurricanes, and storms are increasing in both frequency and intensity in the Atlantic Basin, insurance companies should be prepared for an uptick in hurricane damage insurance claims. Unfortunately, despite the fact that they offer policies, ostensibly, to protect home and business owners, insurance companies often dispute, devalue, and deny rightful hurricane damage claims.
If you are having trouble getting your hurricane damage claim paid, turn to the experts at Nance Cacciatore. With a team of board-certified attorneys, our Melbourne, FL-based law firm is well-versed in all types of insurance disputes. We have handled numerous hurricane damage claims on behalf of homeowners, small business owners, and commercial entities throughout Brevard County and the surrounding communities—and we are ready to help you, too.
Technically, there is no specific type of insurance in Florida called “hurricane insurance.”
Rather, homeowners can protect themselves against hurricane-related damage through two types of insurance:
Note that because insurance companies must extend hurricane-related insurance to their policyholders, all insurance companies in Florida can take hurricane damage claims. However, these claims may not always be accepted. In fact, insurance companies often dispute or deny hurricane damage claims, leaving home and business owners unsure of how to proceed.
If the insurance company has denied your hurricane damage claim, it is important to identify whether they have a valid reason to do so.
Some of the most common reasons insurance companies dispute or deny hurricane damage claims include:
These are just some reasons why your insurance company might dispute or deny your hurricane damage claim—and not all of them are valid. Our Florida hurricane damage claims attorneys know how to investigate claims and protect your rights.
If your insurance company is disputing or has denied your hurricane damage claim, you have the option of fighting back. Your insurance company may have denied your claim in bad faith, or they may be otherwise violating your rights as a policyholder by delaying the investigation, failing to make timely payments, or attempting to alter the terms of your policy after you have filed a claim.
We strongly advise you to contact an experienced insurance claims attorney who can protect your rights and advocate for you. At Nance Cacciatore, we can sit down with you to discuss the specifics of your case during a free, confidential consultation. Should you choose to work with our firm, our attorneys will handle every legal detail, from reviewing your claim to gathering evidence and supporting documentation to litigating on your behalf if necessary. We understand how stressful it is to deal with massive property damage after a serious storm or hurricane, and we want to help you get back on your feet as quickly and efficiently as possible.
The sooner you reach out to our Florida hurricane damage claims lawyers, the sooner we can begin building your case and working to recover the benefits you are owed under your homeowners’ insurance policy. From our office in Melbourne, we serve clients throughout Brevard County and the entire state of Florida, offering personal attention and aggressive representation every step of the way.