The minor Plaintiff was a passenger on an ATV driven by a minor defendant. As the ATV being ridden by Plaintiff slowed down, it was rear-ended by a second ATV. The Plaintiff sustained traumatic brain injury but made a dramatic recovery. Attorney Jack Hamilton was able to make a recovery of $401,000.00 from the defendants’ homeowners insurance carriers, despite the fact that there was a significant legal issue as to whether ATV accidents were covered under either of those policies.